This web site (“Site”) is owned by LandC Investment, LLC (“LandC”). By using this Site you agree that you have read, understand and accept the following terms and conditions ("Terms and Conditions”), and you affirm that you are either more than 18 years of age, or an emancipated minor, or possess legal parental or guardian consent, and that you are fully able and competent to enter into the terms, conditions, obligations, affirmations, representations, and warranties set forth in these Terms and Conditions, and to abide by and comply with these Terms and Conditions. By using this Site, you also agree that you will not use this Site for any purpose that is unlawful or in contravention of these Terms and Conditions. LandC and its affiliates reserve the right to change these Terms and Conditions from time to time without notifying you. If you object to any such changes, your sole recourse shall be to cease using this Site. Continued use of the Site following the effective date any such changes shall indicate your acknowledgement of such changes and agreement to be bound by the Terms and Conditions of such changes. LandC may cease all or part of the Site at any time without notice and is not obligated to retain or return any post or comment. If you do not agree to any of these Terms and Conditions, or the Privacy Policy, please do not use the Site.

This Site is limited to the dissemination of general information only. Nothing on this Site or in these Terms and Conditions shall be construed as an offer to sell securities, a recommendation regarding any securities, or a solicitation of an offer to buy any securities or investment. All content on this Site is for information purposes only. No statement contained on this Site should be construed as a guarantee or assurance of future performance or future results. This Site may include forward looking statements that involve risks and uncertainties concerning the operations, prospects, strategies, financial condition and future economic performance of our business and of clients that we manage, as well as our intentions, plans and objectives, that are beyond our control. Certain investments give rise to substantial risk and are not suitable for all investors. Any decisions you make to invest in any security or other instrument discussed on this Site will be based solely on your own evaluation of your financial circumstances, investment objectives, risk tolerance, liquidity needs and any other factors that you deem relevant. At its sole discretion, LandC may discontinue or change any product or service described on this Site at any time. Nothing on this Site is intended to be, and you should not consider anything on this Site to be, investment, accounting, tax or legal advice. You should consult an attorney or tax professional regarding your specific legal or tax situation.

LandC administers this Site from United States of America and this Site is only intended for viewing in the United States. All materials and information contained on this Site apply to the United States market only. LandC makes no representation that the Site is appropriate or available for use outside the United States. If you choose to access the Site from outside the United States, you do so at your own initiative and are responsible for compliance with applicable laws. You agree to comply with all export and re-export laws, restrictions and regulations of your government in connection with your use of the Site.

You agree to comply with applicable law in connection with your access to, and use of this Site.  You agree not to use this Site in a manner that: facilitates or encourages a violation of any law or regulation by others; impersonates or invades the privacy of another; infringes the rights of any third party, including intellectual property, business, contractual and fiduciary rights; involves internet gambling, illegal gaming, or other illegal activities; or interferes with the functioning of the Site or any linked web site.  You also agree to comply with the rules of the internet service providers, networks, hosting and telecommunication services, servers, computer databases, and web sites that you access or use in conjunction with this Site. This site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use is not permitted by local law or regulation.

LandC’s name and logo are trademarks belonging to LandC or its affiliates, and which shall not be used without the prior written consent from LandC or such affiliates. All content present on the Site is the exclusive property of LandC, including software, text, images, graphics, video and audio used on the Site.

No material from the Site may be copied, modified, reproduced, republished, uploaded, transmitted, posted or distributed in any form without prior written permission from LandC. All rights not expressly granted herein are reserved.

Our Site may contain links to third-party websites, advertisers, services or other activities that are not owned or controlled by LandC. We do not endorse or assume any responsibility for any such third-party websites, information or services. If you access any third party website, service, or content from LandC’s website, you do so at your own risk and you agree that LandC will have no liability arising from your use of or access to any third-party website, service, or content.

LandC and its affiliates reserve the right to change, modify, suspend, discontinue or permanently cancel this Site's operation or portions thereof without any notice to you at any time and from time to time without notice and without incurring any obligations. Your use of this Site after any changes are posted will be considered acceptance of such changes.

For an explanation of LandC’s policies and practices regarding information that we may collect from you in connection with your use of this Site, you should review LandC's Privacy Policy the terms of which are incorporated herein. By using this Site, you are agreeing to this Privacy Policy and you will be bound by the terms of such Privacy Policy.

You agree that your use of this site shall be at your sole risk. To the fullest extent permitted by law, LandC's officers, directors, employees, parents, affiliates, shareholders, representatives and agents disclaim all warranties, express or implied, in connection with this site and your use thereof. LandC, its information providers and their agents, make no warranties or representations about the content of any sites linked to this site and assumes no liability or responsibility for (i) any errors, mistakes, or inaccuracies of content, (ii) any personal injury or property damage, of any nature whatsoever, resulting from your access to and use of our web site, (iii) any unauthorized access to or use of our secure servers and/or any and all personal information and/or financial information stored therein, (iv) any interruption or cessation of transmission to or from our web site, (iv) any bugs, viruses, trojan horses, or the like which may be transmitted to or through our web site by any third-party, and/or (v) any errors or omissions in any content or for any loss or damage of any kind incurred as a result of the use of any content posted, emailed, transmitted, or otherwise made available via the web site. LandC makes no warranty whatsoever to you, express or implied, regarding the security of the site, including with respect to the ability of unauthorized persons to intercept or access information transmitted by you through this service. LandC does not warrant, endorse, guarantee, or assume responsibility for any product or service advertised or offered by a third-party through the web site or any hyperlinked web site or featured in any banner or other advertising, and As a result of high Internet traffic, transmission problems, systems capacity limitations, and other problems, you may, at times, experience difficulty accessing the Site or communicating with LandC through the Internet or other electronic and wireless services. Any computer system or other electronic device, whether, it is yours, an Internet service provider's or LandC' can experience unanticipated outages or slowdowns, or have capacity limitations. LandC will not be a party to or in any way be responsible for monitoring any transaction between you and third-party providers of products or services. Neither LandC, information providers or their agents are providing any legal, tax, medical, counseling, accounting, investment, financial or any other professional services or advice.

Neither LandC, nor any of its directors, officers or employees will be liable or have any responsibility of any kind for any loss or damage that you incur in the event of any failure or interruption of this Site, the data contained herein or the products or services offered on this Site available to you, or from any other cause relating to your access to, inability to access, or use of this Site or these materials, whether or not the circumstances giving rise to such cause may have been within the control of LandC. In no event will LandC or any such parties be liable to you, whether in contract or tort, for any direct, special, indirect, consequential or incidental damages or any other damages of any kind even if LandC has been advised of the possibility thereof.

This limitation on liability includes, but is not limited to, the transmission of any viruses which may infect systems or equipment, failure of mechanical or electronic equipment or communication lines, telephone or other interconnect problems, unauthorized access, theft, operator errors, strikes or other labor problems or any force majeure event.

You agree to indemnify, defend and hold LandC harmless from and against all losses, expenses, damages and costs, including reasonable attorneys’ fees, arising out of or relating to, any misuse by you of the content and services provided on the Site.

By using this Site you agree that you will defend, indemnify and hold harmless LandC and its subsidiaries and affiliates, their respective distributors, dealers, dealer associations and advertising and promotions agencies, together with their respective employees, agents, directors, officers and shareholders, from and against all the liabilities, claims, damages and expenses (including reasonable attorneys' fees and costs) arising out of your use of this Site, your breach or alleged breach of these Terms and Conditions, and/or your breach or alleged violation of the patent, copyright, trademark, proprietary or other rights of third parties. LandC reserves the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, and, in such case, you shall agree to cooperate with LandC's defense of such claim.

These terms will be governed by the laws of Delaware. We each agree to submit to the jurisdiction of courts in the City of New York, NY, for any claim, dispute or controversy regarding this Site.

These Terms and Conditions together with any additional terms to which you agree when using particular elements of this Site constitute the entire agreement regarding the Site and any services, and supersede all prior or contemporaneous communications, whether electronic, oral or written between you and us with respect to the Site or the services provided on the Site. If a court determines that any term or condition in these Terms and Conditions is illegal or unenforceable, then such term will be eliminated and the remaining terms and conditions will remain in force and effect. LandC's failure to exercise or enforce any right or provision of these Terms and Conditions shall not constitute a waiver of such right or provision. If any provision of these Terms and Conditions is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties' intentions as reflected in the provision, and the other provisions of these Terms and Conditions remain in full force and effect.

Effective Date: February 27, 2017

LandC Investment LLC (“ LandC”) is committed to protecting and respecting your privacy. This statement sets out our privacy policy and explains how we use/treat personal information we collect from you. Please read this statement carefully before browsing www.landcinv.com (“Site”), to gain a full understanding of our policies and practices regarding personal information and how they may affect you. Any person browsing this Site shall be deemed to have accepted this policy governing collection, use, disclosure and protection of information detailed below (hereinafter “Privacy Policy”) by LandC, upon their usage of the Site. LandC reserves the right to change this Privacy Policy at any time and your continued use of this Site constitutes your acceptance of all such changes. As a general rule, we do not disclose non-public personal information about our customers or former customers to anyone that is not affiliated with us without the customer's consent unless otherwise authorized or consented by our customers or former customers.

We may collect non-public personal information from you, such as your name, address, e-mail address, IP address or other information.

We collect IP addresses for site security and to help us understand how people use our sites so that we can improve our sites and our users' respective experiences. For similar quality reasons, we use a feature known as a "cookie." Cookies contain bits of information that websites transfer to your computer's hard drive for record-keeping purposes. Cookies can make the Web more convenient by storing information about your preferences on a site. Although we may assign your browser a cookie, the cookie does not tell us who you are. Only you can tell us that.

Besides cookies, we may also use tiny electronic images (called "single-pixel GIFs" or "Web beacons"), which allow us to count users who have visited specific pages or access certain cookies.

We collect personal information to provide you, the user, with the best and most personalized experience possible.

Your Web browser automatically provides your Internet Protocol address ("IP address") to other computers with which you communicate over the Internet, so that they know where to send you information.

We receive an IP address each time you view one of our Web pages, because the browser automatically reports it to us.

We may use IP addresses for various purposes, including:

• Diagnosing service or technology problems.
• Assessing and maintaining system security.
• Displaying the most appropriate advertising or content.
• Studying how people use our site and how we can improve it.
• Reporting to advertisers about aggregate, but not individual, information derived from IP addresses.

Cookies are used on our sites in the following ways:

• We use cookies to access your stored account information automatically when you log on to our site, in order to deliver a better and more personalized service.
• We use cookies to estimate our audience size and usage patterns. The unique cookie that is given to each browser accessing ABL Advisor and ABL Advisor is then used to determine usage patterns and help us target content and ads based upon user interests.
• We use cookies to allow you to access your account information automatically, as well as make changes to your personal information.
• Our search engines may use cookies to expedite your search for content or products.

The Site uses cookies to store information for the administration of the Site. You may adjust your internet browser to disable cookies. Disabling cookies could restrict use of certain features of the Site.

As stated previously, we generally do not disclose non-public personal information about our current or former customers that we obtain during the course of our relationship, to unaffiliated third parties, except as required by law. However, LandC may be compelled to disclose such information to a third-party by an order of government authority under the law for the time being in force. Also, in certain situations, we may need to disclose or share non-public personal information with a third party in order to conduct business activities. 

In addition, we restrict access to non-public personal information to our employees who need to know the information. Your non-public personal information may also be shared with our attorneys, accountants and auditors. In all such situations, we take steps necessary to ensure that the confidential nature of the information being shared is maintained.

You may be able to access web sites operated by third parties from this Site.  Unless we tell you otherwise in writing, we do not operate or control any of the information, products or services on any linked sites. You acknowledge and agree that: (a) you access such linked sites at your own risk; (b) we make no representation or warranty, and assume no responsibility for, any linked site or the actions or omissions of its owners or operators; (c) we make no endorsement of, and assume no responsibility for, any goods or services offered by companies at any other site; and (d) although we may have a contractual or other relationship with the operators of a linked site, we will not be responsible for the content, accuracy, integrity or operation of their site.

You may not link this Site or place links on this Site to content that could be misleading, illegal or offensive.

LandC uses the information collected to enhance the experience of browsing the Site. LandC also uses the information collected to offer you customized content. LandC may also use the information collected to send you newsletters, updates and other information that may be of interest to you.

LandC and the Site are based in United States of America. By using our products or services, you authorize us to transfer and store your information outside of your home country, as described in this Privacy Policy.

The protection, privacy and confidentiality of User information is of the highest priority. In order to protect your information, we also maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your non-public personal information.

Effective Date: February 27, 2017